Privacy Policy

Last updated: December 8, 2025

1. Introduction

ExpenseTracker ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website (collectively, the "Service").

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the Service.

2. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide when you register for the Service, including:

  • Email address
  • Name (optional)
  • Profile picture (optional)

Financial Information

To provide our expense tracking service, we collect:

  • Transaction data (amounts, descriptions, dates)
  • Wallet and account information you create
  • Budget and financial goal data
  • Categories and tags you assign to transactions

Important: We do NOT have access to your actual bank accounts. We only store the information you manually enter or import via CSV files.

Usage Information

We automatically collect certain information when you use the Service:

  • Device information (type, operating system)
  • App usage statistics
  • Error logs and crash reports
  • IP address

3. How We Use Your Information

We use the collected information to:

  • Provide and maintain the Service
  • Process and complete transactions
  • Send you notifications and reminders
  • Respond to your inquiries and support requests
  • Improve and optimize the Service
  • Detect and prevent fraud and abuse
  • Comply with legal obligations

4. Data Storage and Security

We implement industry-standard security measures to protect your data:

  • All data is encrypted in transit using TLS/SSL
  • Data at rest is encrypted using AES-256
  • Passwords are hashed using bcrypt
  • Regular security audits and updates
  • Access controls and authentication

Your data is stored on secure servers located in [Region]. We retain your data as long as your account is active or as needed to provide the Service.

5. Data Sharing

We do NOT sell your personal information. We may share your data only in the following circumstances:

  • With service providers who assist in operating our Service
  • To comply with legal obligations or court orders
  • To protect our rights, privacy, safety, or property
  • In connection with a business transfer or merger
  • With your explicit consent

6. Your Rights

You have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Delete your account and data
  • Export your data
  • Opt-out of marketing communications
  • Withdraw consent at any time

To exercise these rights, please contact us at privacy@expensetracker.app

7. Cookies and Tracking

We use cookies and similar tracking technologies to improve your experience. You can control cookies through your browser settings. For more information, see our Cookie Policy.

8. Children's Privacy

The Service is not intended for users under 13 years of age. We do not knowingly collect information from children under 13. If you believe we have collected information from a child, please contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

  • Email: privacy@expensetracker.app
  • Address: [Your Business Address]