Terms of Service

Last updated: December 8, 2025

1. Acceptance of Terms

By accessing or using ExpenseTracker ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

2. Description of Service

ExpenseTracker provides personal finance management tools including expense tracking, budget management, financial goal setting, and related features. The Service is available via web and mobile applications.

3. User Accounts

  • You must provide accurate and complete registration information
  • You are responsible for maintaining the security of your account
  • You must notify us immediately of any unauthorized access
  • You may not share your account credentials with others
  • One person may not maintain multiple accounts

4. Acceptable Use

You agree NOT to:

  • Use the Service for any illegal purpose
  • Attempt to gain unauthorized access to the Service
  • Interfere with or disrupt the Service
  • Upload malicious code or content
  • Impersonate any person or entity
  • Scrape or collect data from the Service
  • Use the Service to send spam or unsolicited messages

5. Subscription and Payments

Free Plan

The free plan provides limited access to features as described on our pricing page. We reserve the right to modify free plan features.

Premium Plan

  • Premium subscriptions are billed monthly or annually
  • Payments are processed securely through our payment provider
  • Subscriptions auto-renew unless cancelled
  • You can cancel at any time from your account settings
  • Refunds are provided according to our refund policy

6. Intellectual Property

The Service and its original content, features, and functionality are owned by ExpenseTracker and are protected by international copyright, trademark, and other intellectual property laws.

You retain ownership of your data. By using the Service, you grant us a license to use your data solely to provide and improve the Service.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

ExpenseTracker is a financial tracking tool, NOT financial advice. We are not responsible for any financial decisions you make based on information from the Service.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EXPENSETRACKER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES RESULTING FROM YOUR USE OF THE SERVICE.

9. Termination

We may terminate or suspend your account at any time for violations of these Terms. Upon termination, your right to use the Service will immediately cease. You may terminate your account at any time through the account settings.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes via email or through the Service. Your continued use after changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms are governed by the laws of [Jurisdiction], without regard to conflict of law principles.

12. Contact

For questions about these Terms, contact us at: legal@expensetracker.app